Secure Your Margins with the UK’s Most Reliable Elavon Payment Solution
Experience reliable payment processing and industry-leading security backed by a major global bank. Join businesses across the UK using Elavon to streamline payments, improve efficiency, and reduce operational costs through advanced reporting and payment solutions.
Hidden Gateway Fees are the "Silent Killer" of Online Growth
In 2026, a “flat-rate” payment gateway is often a tax on your success. As your volume grows, those fixed 1.75% + 20p fees aggressively eat into your bottom line. Most providers give you a portal; we give you a profit strategy. Start scaling with a payment solution that works as hard as you do.
The "Global" Merchant: Expand Without Friction
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Multi-Currency Conversion (MCC):
Accept different currencies and allowing international customers to shop with confidence. -
Intelligent Transaction Risk Analysis:
Bypass friction-heavy SCA (Strong Customer Authentication) for low-risk sales, reducing cart abandonment. -
Subscription & Recurring Billing:
Built-in tools for "Customer profile" profiles, perfect for gyms, wine clubs, and SaaS businesses.
The "Hospitality & Retail" Hybrid: True Omnichannel
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Unified Reporting via Elavon Connect:
See your in-store and online sales in one unified dashboard, with centralised reporting and settlement tracking to simplify reconciliation. -
Hosted Payment Pages (HPP):
Get up and running in hours with a secure "Lightbox" checkout that keeps customers on your site while Elavon handles the PCI compliance. -
Virtual Terminal (MOTO):
Take secure payments over the phone or via email "Pay-by-Link" for deposits and bespoke orders.
The Competitive Advantage Comparison Table
| Feature | Energy Solutions (Elavon) | Traditional Providers | High-Street Banks |
|---|---|---|---|
| Transaction Fees | Bespoke (Starts from 0.99%) | Fixed (1.5% - 2.5%+) | Complex / Opaque |
| Platform Uptime | 99.999% (Bank-Grade) | 99.9% (Tech-Grade) | Varies |
| Funding Speed | Same-Day / Next-Day | 3-7 Days (Standard) | 3-5 Days |
| PCI Compliance | Included (Hosted Options) | £0/moSelf-Service | Fee-Based |
Elavon Payment Gateway FAQs
What makes Elavon a secure online payment gateway?
Elavon is owned by U.S. Bank, providing a level of financial stability and security that “fintech-only” aggregators cannot match. Every transaction is protected by advanced encryption and tokenization.
Do I need a separate merchant account?
No. We take care of everything for you. As an authorised Elavon partner, we provide your merchant acquiring alongside your payment gateway, giving you a streamlined setup with a single point of contact and full support throughout.
Can Elavon help with my international sales?
Yes. Our electronic payment gateway automatically detects customer location and can display prices in their local currency.
Why choose Energy Solutions for Elavon?
As an official Elavon partner, Energy Solutions provides a bridge between world-class banking security and local, expert support. We help streamline your application process, ensure you are on the most cost-effective pricing tier, and provide a dedicated UK-based point of contact to help you in person to optimize your payment setup as your business grows.
How quickly will I receive funds in my bank account?
We understand that cash flow is the heartbeat of your business. With Elavon’s “True Daily Funding,” you can receive your settled funds within hours of batch submission, seven days a week, including weekends and bank holidays.
Can I take payments over the phone or via email?
Yes. Our solution includes a secure Virtual Terminal for processing telephone orders (MOTO) and a “Pay-by-Link” feature. This allows you to send secure payment links directly to customers via email or SMS, making it easier to collect payments remotely without needing a full e-commerce website.
Does Elavon support modern mobile wallets like Apple Pay and Google Pay?
Absolutely. The Elavon gateway is fully optimized for the modern “mobile-first” shopper. It supports all major digital wallets, including Apple Pay and Google Pay, ensuring a frictionless checkout experience that reduces cart abandonment.
Real Businesses, Real Savings, Real Reviews
We can’t be exact without more detailed information from you, but this will give you
something to work with.
When you’d like a precise quote, arrange a time that suits you,
with our team.
Get your personalised payment quote
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What's your annual card volume in GBP (you can approximate)?
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What's your average business transaction value (again, approximation is fine)?
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This summary shows our charges for card payments, and other important information about our service.You can use this to compare our service with other providers, to find the best deal for you. We are required to provide this information by the Payment Systems Regulator.
Your costs for accepting common individual card payments4
| UK-based card | Debit | Credit | Business |
|---|---|---|---|
| In person | 0.55% | 0.65% | 1.05% |
| Online/phone | 0.60% | 0.70% | 1.50% |
| UK-based card | Debit | Credit | Business |
|---|---|---|---|
| In person | 0.53% | 0.63% | 1.08% |
| Online/phone | 0.54% | 0.64% | 1.49% |
| Transaction | Total cost |
|---|---|
| Mastercard personal debit card in person to purchase a £10 item £0.06 (0.55% of £10) + £0.04 (authorisation fee) | £0.10 |
| VISA personal credit card online or by phone to purchase a £10 item £0.06 (0.64% of £10) + £0.04 (authorisation fee) | £0.10 |
Other monthly charges
- Personal debit cards.
- Personal credit cards.
- Business debit cards.
- The minimum monthly amount you pay for transaction charges.
Other details
These are the most commonly used cards at most merchants. You pay us a percentage of each card payment you accept. The fee varies depending on the card type.
You may also accept other card brand and types, which may cost more. You can see the cards you accept in the Card Fees section below.
Payment terms explained
A card payment where the card, cardholder and merchant are all in the same place and the transaction is contactless or CHIP & PIN.
A card payment where the card, cardholder and merchant are not all in the same place and the transaction is authenticated, i.e. by 3D Secure.
A service for capturing and transferring payment data.
Charge relating to your compliance with card security and anti-fraud standards.
Power your payments with Elavon
- We fund you within 48 hours – or pay to upgrade to same- or next-day payments*
- Easy signup and setup, with customer care and 24/7 technical troubleshooting in more than ten languages.
- We offer more than payments, with product features and add-on services to help you save time and money.
- Fast, secure transactions whether you trade online, in-store, both ways or even on the go.
- See real-time business reports, card transactions, payment settlements and more, on our online portal.
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